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Steps to review a company:

1. Better Business Bureau

2. Trade Associations

3. State Attorney Generals office

4. State Department of Corporations

5. Go to The Debt Pool Forum to see what others have to say

There are several other organizations that offer credentials/certifications to it's members. Since the sites do not offer a search tool to find it's members they are listed here just for your reference.

- United States Organizations for Bankrupcy Alternatives (USOBA)
- The National Association of Certified Credit Counselors (NACCC)
- The Association for Financial Counseling and Planning Education (AFCPE)
- American Association of Debt Management Organizations (AADMO)

Display #
1	HOPE Now Foundation The organization created to offer advice to home owners in foreclosure
2	Free Credit Report Order your free annual credit report online
3	Better Business Bureau The BBB - check the rating on any debt company. If they are not listed it is because they are not a member and have no complaints against them. Most debt settlement companies are not members because they are almost always given a low rating regardless of the number of complaints.
4	Trade association #1 IAPDA International Association of Debt Arbitrators - a trade organization that certifies members in debt counseling
5	Trade association #2 TASC The Association of Settlement Companies offers it's members an optional certification in debt settlement services.
6	Attorney Generals Office Use the Google search:Type in your states name followed by the words "attorney generals office". Then search for the company in question to see if there are any complaints.
7	Department of Corporations Use the Google search: Type in your states name followed by department of corporations. Then search for the company in question to see if there are any violations.
8	National Association of Consumer Bankruptcy Attorneys NACBA is the only national organization dedicated to serving the needs of consumer bankruptcy attorneys and protecting the rights of consumer debtors in bankruptcy. Search the directory for an attorney.
9	The Debt Pool FORUM Search the forum and find out what others have to say
10	Lawyers.com Search for an attorney
11	UDMSA The Uniform Debt Management Act - created to enforce guidelines for debt consolidation companies. Has links to all the major trade associations.

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